Take A Moment: Feel Your Best, Be Your Best

Lovely Miss Jones, LLC, GLLOW, LLC, and Still Becoming Inc. presents:
Take A Moment

Feel Your Best, Be Your Best

Often times as women we run endlessly. We have many obligations, and we wear many hats. We give in so many different areas. But how often do we stop for a moment to take care of ourselves?
Friday, May 26th we set out to have an evening of educating, networking, and exploring ways to keep ourselves in a healthy space; which in turn will help us to be our best selves. It’s difficult to be effective when we aren’t wholly healthy.
We’ll have a panelist of women in the heath field, covering areas such as: medical health, psychotherapy, mental health, sexual health, and holistic health. We will engage in a panel discussion and Q&A.
Come out and enjoy a night of connecting, performances and amazing discussion! All for the purpose of healthy living and effective giving! 

Panelists:


Dr. Kelita Alston -Jones is currently a Regional Medical Director and Clinical Consultant in Oncology for the largest company in the nation, for which she is the youngest and only African American female to hold the position. 
Founder and CEO of Healing Hands Medical Group, which provides workshops and medical referrals to aide the community in increasing awareness of common diseases and providing access to affordable care. She also owns her own health and wellness business called Get Healthy with Kelita, that provides all natural supplements and alternative ways to keep your physical body in optimal health. Kelita is a motivational speaker and a dynamic preacher of the Gospel. 
She believes in the empowerment of women and is the founder of Daughters of the King Ministries. She currently holds monthly empowerment sessions, mentorship classes and one o one sessions that help women to “take of their masks” and reveal the truth of who they are, while healing the deep wounds that may hold them back. Kelita is the co-host of the Ladies First Radio Show on WBJL Gospel.  

Chanel McCord is the founder and CEO of Oasis Wellness Group. Chanel received a Bachelor of Arts in Psychology from Seton Hall University and a Master of Arts in Professional Counseling from Liberty University where she graduated with distinction. Chanel is licensed as an Associate Counselor (LAC) in the state of New Jersey and is in the application phase of obtaining her Professional Counselor clinical licensure. She holds several certifications including CPR/First Aid, Crisis Prevention Intervention (CPI), Psychological First Aid (PFA) and Posttraumatic Stress Management (PTSM). Having settled several years of counseling experience under her belt, Chanel seeks to restore and assist in the healing process of adults, adolescents, children and families through counseling, psychoeducation, mentoring and wellness initiatives targeting the physical, mental, social and spiritual paradigms of one’s life. Education, empowerment, encouragement, enrichment and hope are aims that Chanel seeks to share with others.


Jasmine Marie Utterback is a passionate and engaging public health professional whose work is focused on building community partnerships to deliver sexual health education and training. She has worked with incarcerated women, college students, youth experiencing homelessness, and adults with developmental disabilities. Her topics of interest include building healthy relationships and safer sex communication. Jasmine’s motto for life is, “Together we are better.” Together we can develop the skills needed to protect our sexual health. 


Shelley Chapman, EdM is a nutrition educator, weight loss motivator and wellness workshop facilitator. Before stepping into those roles she received her Masters in Human Development and Psychology from Harvard University and her Bachelors of Arts from Spelman College. She also spent ten years overweight as a Compulsive Overeater and starved, binged and mistreated her body for years. In her commitment to heal, she learned about healthy eating, how food production affects the body, and the dietary lifestyles that reverse disease and turn on the healing switches in the body. She also addressed her emotional traumas that played a role in her eating disorder.

As a result, she went from a size 12 to a size 2 in one year. She now creates health curricula and travels throughout the country teaching workshops on how to shift from emotional and stress eating to mindful eating and how to integrate healthy behaviors into busy, modern lifestyles. She has worked with a variety of companies and institutions including Food Network, National Institute of Mental Health, Teach for America, New York University and Emory University. She is the author of the Amazon Best Seller Tantric Tastes and she also produces health focused web series and cooking videos for her YouTube channel, ShelleyWellness. You can find her online at BodyFoodFreedom.com and on all social media @ShelleyWellness. 

Crystal Fulwood is an Emotional Health Advocate and a Certified Mental Health First Aid Instructor, teaching the general public about mental health awareness. Crystal is also the founder of f.l.a.w.e.d., which is an organization that connects, equips and supports women on their journey to wellbeing. 

You don’t want to miss this event! May 26th! An evening of education, discussion, and ways to keep ourselves healthy as a whole. Register today! Takeamoment526.eventbrite.com!

 

LMJ Second Annual Scholarship Benefit Recap

On Tuesday, December 27, 2016, we successfully hosted our second annual scholarship benefit! LMJ is a strong believer of sharing ones experience in order to connect and help further the growth of someone else. And this is how the scholarship benefit was created. Going through the process of college, I know firsthand what it’s like to not be able to pay tuition. College is very expensive. Period. Knowing what it felt like, it was my intent to create opportunities to help others in areas that I could’ve used assistance. I wanted to be able to be a blessing financially to a few college students, to help alleviate the financial strain they may experience.

December 19, 2015 was our first. Seeing its effect, it was only right that we continue and make it an annual affair. It’s not easy putting any type of event together, but knowing that this was bigger than us, pushed me to do it anyway. The purpose of the event was to celebrate these college students for their accomplishments. The first step being, making the decision to further their education in order to pursue their dreams. It was intended to be a night of sharing, educating, honoring, educating, and connecting with others. And I must say, it was a success.


The event was hosted by author, poet, and content creator Church Johnson. Which is a product of networking and making connections. Intentional connections.

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There were two speakers; Asha Boston, Director of The Dinner Table Documentary (a documentary geared towards changing the perception of black women in media. Also offering high school and college workshops centered around self esteem) and Schoquilla Coleman, Founder and CEO of Golden Life Resource Center (an organization that encourages and promotes educational growth, financial stability and positive mentor ship in youth). Both of these ladies have succeeded after going through the college process. They are an inspiration to many, and needed to share their experiences. In order to let the candidates know that they too can make it, and also to show others how they can contribute to the lives of our young people.


There were two incredible performances by amazing artists, ART Music and Lynette Rhett-McNeil. Both blessed us with their amazing gifts.

We honored Ska-Keya Flenory, who tirelessly dedicates her time and service to NYC Public Schools, along with Sheneya Wilson, who recently graduated with her masters degree in accounting and is on her way towards obtaining her phd at the age of 22. Their hard work is inspiration to others.

Raffle prize sponsors; award winning author, Nigeria Lockley, Michelle Dwight Designs, and Elle and Johns body products.

Other sponsors include; Jennifer Johnson, CEO of Campus Essentials (donating care packages to our winners. Innovative Music Inc (silver sponsor). And BCAN2SOC (Brooklyn Community Acition Network To Save Our Community) our double platinum sponsor!

Excellent food provided by SWB Catering.
Lastly, we acknowledge our 2016 LMJ Scholarship recipients! First place, Sherqwanna Laws. Second place, Niesha Georgeon. Third place, Candace Rose. Fourth place, Naomi Georgeon. We are extremely proud of these young ladies. And because of your help, we are collectively able to make an impact in their lives. They all have their own stories, their own struggles; but we were able to make a positive impact. We thank you all for your support.

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To view photos from LMJ’s Second Annual Scholarship Benefit (captured by PhotosByCeeJay) click here.

2016: Letters From The Heart, Pain And Gain

I can honestly say, this has been one of the hardest years I’ve had to endure. There was so much I experienced. From lost, to pain, to unnecessary situations that I’ve placed myself in. It was almost as if this year threw darts consistently at me and those around me. Never ending cycles of pain or struggle came up against us. Things and situation that felt unfamiliar.

 

Towards the end of last year, coming into this year my grandmother was constantly in and out of the hospital. My grandmother suffered from many different medical issues, but this time was different. It began to look bleak and she was slowly slipping away. Being rushed to the hospital, being released, and going right back.

 
During this process, my father had a heartache. If he wasn’t taken to the hospital at the moment he was driven, it could’ve been much worst. He could’ve possibly been gone. my family and I spent Easter Sunday in the emergency room. He had to get a procedures done and was admitted. The next day I had a job interview. For position I never sought out at my job. The position I wanted at the time wasn’t available, so this was a great opportunity. Even with my anxiety considering my fathers condition, I went to the interview and went back to the hospital after. Everyday that week after work, we found ourselves right in the hospital. My mother was dealing with what she was dealing with with her mother, but stood my fathers side. And upon his release we made sure they got away to get some rest.

 

A few weeks later, my brother in law was taken to the hospital, and it was said he had a heartache. This came at one of the moments where my grandmother had another bout and was in the hospital yet again. At this point, I immediately felt like too much was happening with the people around me. It was scary to say the least.

 

During this struggle, I managed to get that new position at work. I accepted, and the very same day I was offered the position I always wanted. It took me for a loop. And it frustrated me that the position came once I accepted another. Although the position I wanted had perks that the one I accepted didn’t, I ultimately feel like I made the right decision. But didn’t realize it in this moment.

 

The end of April, we were called to the hospital for my grandmother. The doctors said it wasn’t looking good. She was slowly slipping. That day in the hospital was sort of traumatizing. A day I’d never forget. It almost feels like that was the moment we lost her. It was almost as if I watched my grandmother lose life right in front of me. And as I write this, I find myself back in that moment fighting back tears. That’s a pain I wish on no one. This is something I very rarely talk about. The emotions I felt in that very moment, are emotions that never leave. She became unresponsive and it was like something out of a movie. The events after are unspeakable. But she was in a non-responsive state after that. And we didn’t know when she would go. Going to visit her almost everyday, not knowing if she knew who I was. Wishing in those moments that I did more, that I made sure I was around more. But what hurt the most, was knowing I wouldn’t get the opportunity to do more from that moment on. So being there was all I could do. After work, making sure I went as much as possible. About a week and a half after that Sunday, in the wee hours of the morning, we got the call that she transitioned. It was a few days before Mother’s Day, and a few days before her birthday. We all thought she’d make it at least until her birthday. Well we were hoping. So we had a week to prepare for the celebration of her life, which my family decided should be on the day of her birth. That was a process, I never experienced. Going to the funeral home to look at caskets. Just something I wasn’t all the way prepared for. It was a huge blow for my family. To see my mother, the strongest woman I know, in this state of pain of also hard. But all I had were memories. I talked to my mother about the past with her. Still wishing I created more memories. I loved my grandmother with all my heart, and hoped she was still here to make us laugh in an instant.

 

Through this process, I experienced the most difficult months at work. I seriously contemplated quitting and inquiring about the position I originally wanted. I felt like this just wasn’t for me, because of things that came up against me. It caused me to question myself, but also question God. Because I felt that He’d place me there. I now realize it was a moment that only made me stronger.

 

After these moments, I experienced something that I’ve always wanted to. I was given the opportunity to leave the country on a missions trip in August. To have been able to spend my birthday in Haiti, meeting amazing young girls, and learning new things was beyond amazing. I felt like this was the catalyst for the shift of the rest of the year. Knocking things off of my bucket list and experiencing something like this. I can honestly say, it’s been one of the best birthdays I’ve had so far. It wasn’t about me, but what I had to offer on this trip. Something God gave me. And I’m forever grateful for being able to be exposed to this.

 

After celebrating my birthday and two official years of blogging, two media outlets reached out to me for an interview. May not seem like much to others, but being recognized without having to necessarily seek out the opportunity, is amazing to me. It shows that someone saw the work I was doing, and recognized it. Women Cultivators and Lady Boss Blogger were the outlets, and I’m grateful for those opportunities that showcased what I’m about and allowed a new audience to see it as well.
Looking back, I’m also grateful to have been able to speak and facilitate a workshop at a school about Black Culture and The Media. I told myself I wanted to travel more, I didn’t do as much as I’d like, but I went to Philly twice, went to Atlanta, and went out the country to Haiti. For people who travel often, that’s not much. But it was a step for me. This year, I also celebrated both of my parents 60th birthday. A huge milestone. Many don’t reach that age, and my father could’ve legit been gone after his heartache. And my mother could’ve been broken to pieces and unable to come back after she lost her mother. I decided to do a photo shoot, as a sign of freedom and greater to come. And that was a great experience in itself. Not just for great pictures, but for the encouragement I received that day. In August, had a successful youth conference. This was big. God showed Himself amazing.

 

After the shift, my other brother in law was sent to the hospital for a very serious heartache. After my nephew (his son) had to endure surgery for scoliosis. My nephews surgery was a success, thank God. My brother and law had to get open heart surgery. And that was a lot on my sister and family.

 

And weeks later, my brother was tragically gunned down and killed. If this year hadn’t brought on enough, this happening in October added to the pain. This was the most unexpected thing to have happened. I was supposed to call him that week, and to know that I’d never get to hear or see him again, hurt. Still to this day, I’m not able to listen to any videos of his voice. It’s too much for me. And despite our back and forth relationship, this was my brother for real. Always looked out. Always there.  

 

After this, I was so ready for this year to be completely over. I was over it. There was too much lost. Too many blows. I just couldn’t handle anything else going wrong. So many deaths in one year. Even those who weren’t family or as close, it hurt me. Because I know I should’ve done more to be connected. This year I decided to go to therapy because of what I experienced last year. But this year, that very think just kept being thrown at me. I got myself in extremely crazy situations. Things that aren’t even like me. I was pushed to give up relationships, when I didn’t want to. It was just lost and pain.

 
However, I can honestly say, these moments showed me how important it is to truly cherish every moment. It showed me that it’s imperative to be present and express and show love to those around you. All of the blows this year pushed me to end this year on a good note. It pushed me to want to be great. Because I know what those I lost would’ve wanted for me. I couldn’t stay down. The pain is still there, but it pushed me.

 

One thing I set in my mind to do, something I was honestly going to cancel, was the LMJ Scholarship Benefit. I knew this was something I needed to do. Not just for Krystle, but for others. For the young ladies that were awarded the scholarship, for those who have gone through and think they have to become stagnant, for those who need guidance and inspiration. I had to push beyond my limits to create a way for someone else. To create platforms for other people. To allow people to connect that wouldn’t normally connect. It wasn’t until after the event that I realized just how necessary this was. How powerful it was. When you go beyond yourself, It’s still possible to gain. Even through your pain. This has been an incredibly tough year, but I was able to see the handiwork of God. There are areas of life that wouldn’t be the way they are if we didn’t experience these tough moments. And although sometimes it felt like it, all wasn’t necessarily lost. There was still a bit of hope left. God was right there in every moment, and working on our behalf as well.

 

And although I placed myself in some of the worst situations, God also placed me where I needed to be. I attended a few events, where I know God orchestrated it. He placed me around business women that showed and taught me that I don’t have to compromise my faith to be successful. This was huge for me. Because I found myself compromising in too many areas. And I’m now at a place where I know for sure that I don’t have to. I can’t afford to. And through this, my faith is increased. Being pushed by my pain and being exposed to certain things has given me faith. Faith to make moves. My theme for 2017 is faith moves. I can do nothing aside of God, and my faith and trust is completely in Him. I’m pushed to take the barriers that I’ve placed on myself off. Going beyond the limits. Regardless of what’s in place, now’s the time to give the world what it needs.

 

This is an extremely long post, but this is straight from the heart. My thoughts. I just want to encourage you to allow your pain to push you. Allow God to show you His handiwork in the midst of struggle and hurt. Get to the place where you can be stripped, but still see God. See that it’s possible to come back after lost, pain, and struggle. See that through all that you experience, God is developing something in you. Something that someone else needs. Something that causes you to increase your faith enough to move. This post may not be in the best order, but I need you to see something raw. Feel where I’m coming from, so you can relate. So we can come up, grow, and move together! Even through your pain, you can gain.

Wishing you all a safe, prosperous, and healthy year New Year. Full of faith moves!

-xo Miss Jones

The Ultimate Women’s Empowerment Event – The Other Festival 

Now is most definitely the time of year for festivals. The festivals that you would usually hear of only consist of musical artists and bands. However, there’s a festival this weekend (Saturday, June 11th) in TriBeCa NYC that is like no other! Hence the name, The Other Festival. 

The Other Festival is all about “connecting, building, and supporting  entrepreneurial spirits in the face of an ever changing world.We are the best, the strongest, the boldest of our generation. We are a squad of renegade businesswomen in the form of artists, musicians, chefs, photographers, entrepreneurs, activists, inventors, storytellers, designers, and we are here to make things happen.” – The Other Festival 

This event is brought to you by Women Inspiration and Enterprise (WIE), which is a social enterprise that works to provide emerging women leaders with the tools to succeed in their careers. WIE is founded by Dee Paku-Spalding, who is a social entrepreneur born in the UK and raised in London. A former Hollywood studio exec, Paku has now begun a career in brand marketing and promotions. 

The Other Festival showcases the makers and creators of this generation, the women who are redefining how to do business, setting their own rules, putting new systems in place, pushing their own agendas. Inventors, storytellers, founders, artists who can’t be boxed in.

This festival will showcase a group of elite women; their background and their career work. Through this, many females will have the opportunity to glean from their journey. It’s about embracing the other, but also embracing you. Embracing who you are, what you offer, and your journey towards success. There will be workshops, discussions, along with a concert. A full day of sharing and gleaning. 
Speakers include: 

  • Naomi Campbell (Model)
  • Rosario Dawson (Actress, Activist, Entreprenuer)
  • Reshma Saujani (Founder, Girls Who Code)
  • Lindsey Stirling (Musician, Vlogger)
  • Melissa Ben Ishay (Founder, Baked by Melissa)
  • Beverly Bond (Founder, Black Girls Rock) 

And many more!

Musical Guests Include:

  • Justine Skye 
  • Brooke Candy 
  • Vashtie Kala
  • Grace Weber

And more!

Don’t miss out on the opportunity to sulk in all that you can from these very powerful women in business. Women who have owned who they are and will be able to share and showcase their journey, their sound, and their careers. This is a festival you want to be sure to attend! 

LovelyMissJones is all about sharing ones experience to benefit the lives of someone else, so you know we will be on the scene! And we want to see you there! Purchase your tickets today by visiting theotherfestival.eventbrite.com. 
  

  

The Crippling Effects Of Fear

These past few weeks, I’ve had incredible writers block. It was a struggle to produce simple articles. Articles that would normally take me an hour or less. It was difficult to think of topics, and difficult to complete anything. I thought it was simply writers block, but I recently noticed that it has a lot to do with fear. 

I can be honest and say, I’m not satisfied with my life. I feel like there’s so much more, and I haven’t been able to tap into it. My career, writing, business, family, relationships, church; all of the things that are important to me, are not in the place that I’d hope it would be in. Although, all things happen within the right timeframe, one still has a responsibility to do something in order to make things happen. There has to be some type of action or movement in order for there to be success. 

I’ve been able to admit my fears in the past, along with overcoming stories. However, I now realize, the fear that I’m currently facing is a little different. It’s on a different level. I realized that I’ve subconsciously been afraid to go beyond what I’ve been currently doing. Not satisfied with it, but afraid of more (in a sense). I sense there’s more, but there’s still fear of failure.
Afraid that I don’t have enough money, afraid of the opinions, afraid that maybe my thoughts are a little too big. Maybe it’s not realistic. Afraid that it’ll all come crashing down. But in all actuality, what do I really have to lose. This is the perfect time in my life to take a risk. Although things may have fallen apart in the past, what do I really have to lose now? 

After a conversation with a friend, I really had to sit and ask myself that question. If I’m not in the place that I know I should be in, what is there for me to lose. I can’t be so concerned with why I wouldn’t be able to get to where I should be, more than the possibility of never getting there. My fear literally had me in a dark place. Writers block for a writer who loves what they do, is a place you don’t want to visit. You’re literally stuck. And it’s the same for any passion or dream. Fear literally cripples you. It keeps you in a place where you’re not sure which way to turn. I absolutely love what I do, but I became stuck because there’s so many ways that I want to expand from this blog. I struggle with how I can reach more people, how I can fully monetize from it, and how I can ultimately build my business and complete my book. And that’s where all of the fears I mentioned comes into place. But over the course of the past few days (The ending of last week) when I began writing this post, I realized that I needed to pull myself from that place. Fear comes from ourselves, our own thoughts. Therefore, making the choice to shift, comes from within. We can’t allow our fears to overpower the possibility of us reaching the level of success we were destined to reach. 

I want to end this post with a story that I heard Sunday morning during the sermon. The preacher told a story about a woman who was given a gift to write. God gave her the idea for the book, but her focus was on other things (being busy, why she couldn’t do it at the moment, time, money, etc) rather than what she knew God had placed inside of her. She never did it, and someone else wrote the exact same book she had been given. She later decided to write the book, but it didn’t have the same effect that it could’ve had had she written the book when God called her to do so. She missed her moment. I don’t want to miss the moment focusing on everything besides the goal. And I don’t want you to miss your moment focusing on everything besides the goal. We have to take the risk and jump head first into fulfilling our dreams. Others are depending on it. If we don’t do it, someone else will. Don’t miss your moment. Don’t remain stuck. Don’t allow your fear to cripple you. If you’ve been given a gift, it’s usually bigger than you could’ve imagined. But that doesn’t mean it’s impossible, that’s how God works. If He’s given it to you, He’ll provide the resources that’ll help make it happen. But you have to trust Him and the gifts and abilities that He has placed inside of you! Be encouraged, don’t stop putting in work. Keep your eyes on the goal! 

  

Lovely Miss Jones Scholarship Brunch

After an unforeseen setback, I’m happy to announce that the Lovely Miss Jones Scolarship Brunch is most definitely still on! December 19th, if you’re in the NYC area, we would love for you to attend this event!

There is no secret that a big issue in many of our communities is difficulties with college tuition, along with other financial obligations while in college. And because of this, Lovely Miss Jones would like to help alleviate that stress off of our youth today. It is important that they go off to school to educate themselves, and further pursue their dreams. However, there are many that are not afforded this opportunity. Through this scholarship fund/brunch, we will be able to award students with a monetary gift that they will be able to use for school. Please help us, as we intend to help this next generation reach their goals.  

Tickets are on sale now for only $15. For an afternoon of brunch, entertainment, networking, and speakers, that’s a steal! It’s all for a good cause. Purchase your tickets here. If you can’t make it, please donate to the fund! 

Don’t miss out on an opportunity to give back during this holiday season, and be apart of a change in someone else’s life. Support and share! 

-Miss Jones

ESSENCE and Prudential Presents: Money + Power   A Rich Conversation

Friday, November 6th, I had the opportunity of attending this wonderful event presented by Essence and Prudential. As the flyer says, all of the guests joined together for “a rich conversation”. And that’s exactly what the night entailed. There was a panel of very successful business women who came together to discuss their experiences in their separate fields, as well as help encourage and motivate other business owners trying to reach their status of success, as well as aspiring entrepreneurs. 

On this panel of amazing women were: ESSENCE Feature Editor Lauren Williams (as the moderator), President and CEO of Britto Agency Marvet Britto, TV Personality and Lifestyle Expert Tai Beachamp, “The Budgetnista” Tiffany Aliche (who we’ve had the pleasure of interviewing), and Interior Designer Dani Arps. All these women are powerhouses in their own right.  

  

Before the intriguing conversation began, there was thirty minutes set aside for cocktails. I assume it was a time for drinks, possibly food, and networking. Because I was late for the event due to work, I missed it. However, by the time I got there, there were a few minutes before the conversation began. I checked in quickly and headed right into the designated room at the Apella, Event Space at the Alexandria Center. Which is an absolutely gorgeous venue. There were posted set up nicely in the area before the conversations space. The latest issue of ESSENCE with Taraji P. Henson on the cover so gracefully stood on a stand. As well as selfie props that had great sayings on them. I initially grabbed the prop that said, “I do what I love. I love what I do.” However, by the time the event ended, I left with three more. Which said, “I am a strategist”, “I am an innovator”, and “I am a trailblazer”. 
  
The conversation started out with introductions. Then we went full speed into the conversation that helped many women that night. Below you’ll find a few questions and answers from the evening from each woman on the panel. 

Lauren Williams asked, how are you able to manage to maintain and build your brand. Marvet Britto answered, and explained that she focuses on being the best her. Marvet, who’s a very successful Public Relations Architect and Brand Strategist, has never had to solicit any one of her clients. She stressed that when it comes to branding, all that you desire comes by the work you do. Branding is really about the work that’s put in. Many people have made it about popularity, but it’s really all about the work. We have to learn how to be masterful professionals. She said that it’s important to make sure you nurture the trunk of the tree first, before worrying about the branch (brand) extensions. It’s about the work, and mastering what you have to offer. 

The discussion the led to a point where many people have been. The point of transition. Tai Beachamp, who has been able to incorporate her background in beauty and fashion with her love and passion for philanthropy, shared some of her experience by discussing some of the steps before leaving her job. She began to feel unfulfilled and burnt out. Although doing something she was great at, her purpose and hearts work was to empower. Tai expressed that we have to be able to distinguish between our passion and our purpose. She also let us know, that on the other hand, the answer doesn’t have to be today. Meaning things won’t be where you want them to be overnight. You won’t be where you want to be overnight. Sometimes you have to stay in the position that you’re in for a little longer than you’d like. She also said, you learn one thing from a position and take it and apply it to your purpose. 

Tiffany “The Budgetnista” Aliche, who is a financial educator who has helped thousands of women take a journey to get their finances in order through her Live Richer Challenge, shared a similar story later in the conversation. She shared her story and where she started. Learning about finances growing up, but deciding to become a teacher. She was able to take her teaching skills and become the financial educator that she is today, because she took what she could from where she was. Often times we may become frustrated after sometime on the jobs we have, but we have to come to the place where we learn that we are there for a reason. There’s something that we can learn and take with us when it’s time for us to start our own business. It’s a matter of what will you learn from the position that you’re in. You’re strategically put in places to learn these particular lessons. Embrace where you are. Then after you’ve learned from the positions you were in and have been able to step out and start your own business, go around and explore to see what else you can learn. Never get too comfortable. 

Tiffany later went on to defining what having a business really is. She explained that many people have created something that looks like a business; a nice website, pretty business cards. However, there’s no product. She says, a business is when you have a product and people are willing to pay for it. And sometimes we don’t get this right away when we’re working towards a goal. So Tiffany lets us know that some things wot directly give you money in the beginning, but it will overtime. You have to make the proper investments first.  

Marvet also added to the startup of a business. When you have a desire to become an entrepreneur you think about a void that you want to fill. You have to have something that’s different, that people are willing to pay for. 

The question was then asked, as business women, what is the one things that keeps you up at night. Each lady had the opportunity to answer. 

Dani Arps, who is an interior designer and has had great success in only a year and half, said something that many of us (business owner or aspiring entrepreneurs) may concern ourselves with; meeting the needs of her clients. Making sure that she’s doing the work according to their standards. 

Tiffany’s concern is not letting one part of her life pass her by while pursuing her career. She doesn’t want to chase her dreams career wise and love an unfulfilled personal life. Therefore, she’s in the process of balancing her life. It’s important to have a balance. 

Tai thinks about the people she has to feed. From her clients, down to the people she employs. Her company isn’t all about her, but the people that she services. 

Marvets’ main concern is shattering glass ceiling. I truly believe that this was a pivotal point during the discussion. She’s concerned about women of color being taken out of the boxes that society so often places us in. 
She the. Went on to how we need to work hard to make sure we are given a seat at the table. And in order to do so, we have to make sure we are consistent and deliberate in all that we do. Our capabilities and talents outweigh our color, and we have to be sure to put forth the effort in showing that. We must also look at the ones who have come before us, and we’re able to succeed. As well as think strategically, understand where your place is, and finding ways to stretch our culture. 

The conversation shifted into mentorship. Tai raised a few good points when it comes to mentorship and connection. We don’t always like to admit when we need help. Sometimes we can’t do everything on our own. And that perfectly ok. When finding connections, it’s good to seek out people who we can partner up with. And fulfill our goal and vision together. Also when it comes to mentorship, we shouldn’t just try to see what we can get from others, it’s reciprocal. You should also be able to give something in return. 

As you can see, this event was intriguing, and very thought provoking. And there was so much more. After the conversation, there was an after party where drinks and food were served. But the most important part, was that these women stuck around and talked individually with the guest. We were able to share our experiences, our future plans, and receive advice. These women spoke a few good words into my life. And I, and I’m sure many other females as well, am grateful for the opportunity. 

A special thanks to ESSENCE and Prudential for putting on such a great event, having an amazing panel of successful business women, giving other women the opportunity to connect and share with others, and the gifts as well. 

  
  
(Miss Jones and Tai Beachamp)
  
(Miss Jones and Marvet Britto)

Editor’s Note: Lovely Miss Jones Scholarship 

Good afternoon loves,

Time is surely winding down. We need your support to raise funds for the scholarship. It is our hopes to assist a college student (s) with a scholarship award to assist with their college expenses. We can only do this with the help and support of you all. This next generation is in need. These are our future leader, let’s help them reach their goals!
Please visit gofundme.com/LMJScholarship! Please help us reach our goal in order to support our future doctors, lawyers, teachers, politicians, etc!! We can do this together!

~Miss Jones 

Get Your Finances In Order: Interview With The Budgetnista

“Women get together and we discuss men, children, and our lives over a glass of wine. But how often do we talk openly about finances? We say, ‘The Lord will make a way,’ and that’s true. But I’d like to empower myself.” Whether you’re in your twenties, thirties, forties or fifties and beyond, it’s not too late to get started. This quote is from an article in the February’s issue of ESSENCE Magazine. 
So often we get together with our friends and loved ones to talk about life and all of our issues. But how often do we discuss financial struggle, along with the importance of saving or budgeting? It wasn’t until my last year of college, when I was about to graduate, I realized the importance of saving and how I should’ve done that during my journey. 
After finding out about the Live Richer Challenge (a free, online financial challenge created by The Budgetnista to help women achieve 7-specific financial goals in 36 days. Currently over 15,000+ women in all 50 States and 52 countries, have signed-up and participated in the LRC.) and hearing her on the panel at a financial education event; I had the pleasure of interviewing financial educator, Tiffany “The Budgetnista” Aliche. The Budgetnista has been featured in The New York Times, US News and World Report, the TODAY show, PBS, Fox Business, MSNBC, CBS MoneyWatch, TIME, ESSENCE Magazine, and FORBES. She regularly blogs about personal finance for The Huffington Post. She has also been has been a featured speaker at American Express, Princeton University, Wyndham Worldwide, Columbia University, Circle of Sisters, MegaFest, The United Way, Prudential Financial Inc. and many more.
Below you will find a few highlights from the interview where you’ll get to know a little more about Tiffany, as well as get some useful tips on how to get your finances in order. 
Miss Jones: How did you decide to start this journey? (Entrepreneurship)

The Budgetnista: Life decided for me. I was a school teacher for ten years. The school I was working for lost funding and everyone lost their jobs. I was relieved because I knew it was time to move on, but I was scared as well. You can do all of the right things and still be without a job.  

Miss Jones: For those who may not know, tell us a little about your business.

The Budgetnista: I have a financial education firm, which helps people with basic finances. My audience is predominantly women. I work with sets/groups of people and companies. Because I was an educator, I am able to teach in these settings. I’ve worked with companies like Prudential, United Way, and more. 

Miss Jones: What life experiences growing up contributed to the career path you have now?

The Budgetnista: I grew up in a household with my father, who was a financial banker. My father always talked to my sister and I about finances. When I got my first job, I had to talk with him about my paycheck. So I was able to master that at home. The rest was natural progression. I taught preschool, which played a part. The younger the age, the better to teach. College age students have knowledge, while preschoolers have no knowledge at all. You have to teach them everything, and that’s the best place to start. If you can teach preschool effectively, you can teach anyone. 

Miss Jones: did you ever think you’d write a book?

The Budgetnista: Yes, I always though I would but I never knew what it would be about. When I was teaching, the parents would come in around nap time and I would help them with their finances. As I was helping them, I would write it down. And eventually u wrote a book about it.

Miss Jones: Did you ever think the LiveRicher Challenge would be as big as it is now? 

The Budgetnista: Yes and no. I thought it was a great idea, and would be great to do. The I thought to myself, ‘it’s too much, no one’s going to do this.’ It was the same with my book. It humbled me. What the challenge is doing now, is something I dreamed of. 

Miss Jones: What are some of the goals you’ve had?

The Budgetnista: I ultimately wanted to have a business and fully support myself. I wanted to make a certain amount of money a month. I wanted by book to be a number one seller. I also wanted to be featured in certain publications. And I was able to accomplish all of these. There are still some goals I have yet to reach. I would like to speak at ESSENCE Festival, as well as be a branch certified one day. 

Miss Jones: How were you able to accomplish these goals?

The Budgetnista: Putting one foot in front of the other, without overthinking. I’ve learned to do what you know, and the rest will come after. When you do what you know, the more you learn. Two, always keep positive people around you. I call those people in my life, the dream catchers. Keep people around you who have their own business. You’ll be able to learn from them. Also, keep honest people around you, that’ll let you know when you’re doing too much. Remember why you started, and don’t be afraid to look for assistance when you need it. Learn when to ask for help. It can cost you time, money, and happiness when you try to do everything yourself. 

Miss Jones: Many people growing up, as myself, were never really taught to save, and are now struggling with the transition and mind shift. What are some tips to get back on track?

The Budgetnista: 1. Discipline. Decide how much from your check to save. It’ll get you to practice. Ask your job to take out $10 out of $100, and send it to another account through direct deposit. 2. Start with saving goals that are fun. For example, specifically saving for a vacation, a car, or an apartment. You can either go to a concert, or live home with your parents forever. Find what motivates you, even when you want to spend. 3. Open up an online savings account, which allows you to magnify your money online. Banks such as Capitol one 360 and Ally banks offer great online accounts. And it is only a savings account. Separate accounts for specific goals. Whether it be a travel or a car account. These online accounts take 2-5 business days (unlike a regular bank) to transfer money. So it forces you to save. 

Miss Jones: What are some of the most important steps to becoming financially stable?

The Budgetnista: First, imagine you’re in a ditch. Just stop digging. Stop using your cards. Stop eating out. Find the issue, and take a step back. Bring things back in order one at a time. Be sure to create a budget, it’ll help you see where your money is going. Try the Live richer challenge. Miss Jones: How can one save and still enjoy your life? Looking well, vacationing, but still have funds saved?

The Budgetnista: Budget. Including travel, clothes, etc. Look at what you want. Take out bills first, and put 10% into your retirement account. With the first check of the month. From 90% figure out how much the things you need are, how much will you save, and how much will you do for fun stuff. Retirement should always be first, then emergency savings, bills, then fun. When there’s no money left, you’ve made poor choices. If you want fun, lower your bills. 

Miss Jones: How do you build your credit score?

The Budgetnista: Your credit score is broken up into five different components 1. Inquiry. Which is when someone else looks at your social security number, if you were applying for a credit card etc. You should save it for a car or student loans instead of applying for multiple credit cards you don’t need. Even if you don’t qualify for the card, points are still taken off of your credit score. And that’s 10% of your credit score.  

2. 10% of your credit score is debt. 

3. Length of credit history. And that’s 15%. Keep your oldest credit card open. If you’re in college or fresh out of college, let your parents put you on as an authorized user. Where they are the primary user and also pay on time. 

4. Utilization. Which is how much are you using. This is the thing that brings most of it down. Using too much of what you’re given. Keep your spending under 30%.

5. Payment history. Which 35%. Keep your payments down. Always pay what they ask when they ask. Charge a card with something small regularly and pay it off in full every month. 

Miss Jones: What are some of the best budget plans that you’d give others? Is the Mint App a good budgeting tool?

The Budgetnista: From what I’ve heard about Mint, its pretty good. However, my book The One Week Budget, I give a great way to budget. Set it up and automate it. Separate checking account for bills. Second account not attached, so that all of your bills are taken from one specific account. One should typically have at least three separate bank accounts. A savings account, an emergency account, an online savings account, and/or a regular checking account. 

Miss Jones: Is there any advice you’d like to leave with us?

The Budgetnista: It’s not as hard as you think, it’s just about practice. With time it gets easier and easier. But only if you get started. 

Tiffany, The Budgetnista, was a pleasure to talk to. She is going around the world sharing financial tools that can ultimately change someone’s life. She offers financial education to companies, small groups, churches, and universities. You can visit her website to invite her and find out her pricing, thebudgetnista.com. Also purchase her books The One Week Challenge and Live Richer Challenge. Lastly, follow her on Instagram and Twitter @thebudgetnista and continue to find out ways to get your finances in order!